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Our Products Goal Based Savings

Now you can save as much as you want, as often as you want, with Goal Based Savings from Genie.
Our Goal Based Savings plans allow you to choose how much you want to save each month, depending on your final savings goal. You also have the freedom to select your savings maturity period and funding date based on your convenience. So, start your savings journey today with just a tap on your mobile screen, and get closer to reaching your financial goals.

Key Features
Save at Your Own Pace
Attractive Returns
Invest in
Your Future
Complimentary Savings Account for Daily Transactions
Take control of your wealth management
  • Save as much as you want, starting even as low as Rs. 100.00 a month
  • Save for as long as you want based on your final goal, with plans that extend from one year to five
Complimentary savings account for everyday transactions
  • Get a complimentary Dialog Finance Savings Account when you set up your Goal Based Savings plan
  • Enjoy the benefits of making bill payments, withdrawing cash or transferring funds using your Savings Account
FAQs
What is Save towards a goal / goal-based savings?
You can save fixed monthly amount to achieve your savings goal at the end of the period
What are the features available in goal-based savings product?
  • You can choose either your desired maturity value or the monthly commitment value
  • You can choose your preferred funding date
  • No restrictions on goal setup period. You can select any period between 12 months to 60 months
  • Minimum monthly instalment value starts from LKR 100/-
  • Free transactional savings account is offered with the goal-based savings account
  • Can earn higher interest rate
How do I fund the investment plan?
You can deposit monthly instalment on or before the funding date to your transactional savings account and via a standing instruction that instalment value will be credited to your goal-based savings account. Direct deposits or CEFT transfers is not allowed for the goal-based savings account.
What is the interest rate, offering to this product?
You will be eligible for the interest rate of 6.50% p.a. (The Company shall have the right to change or vary interest rates as and when required due to regulatory directions or company decisions)
How I request a pre-mature closure?
You need to send the request via an email to financial.services@dialog.lk. Dialog Finance will apply the Penal rate for the account and transfer the funds to your transactional savings account.
What is the penal interest rate for the pre-mature closures?
Savings interest rate will be applied as the penal interest rate
What are the main conditions of this account?
If you fail to deposit the monthly instalment in two consecutive months, your account will be terminated based on the T&C and a penal interest rate for the number of days will be applied. The closure value will be credited to the transactional savings account
How am I getting my maturity proceeds?
Maturity proceeds will be transferred to your savings account at maturity
How do I fund the investment plan?
You can deposit the monthly instalment on or before the funding date to your transactional savings account and via a standing instruction by which the instalment value will be credited to your goal-based savings account. Direct deposits or CEFT transfers is not allowed for the goal-based savings account.
What is the interest rate, offering to this product?
You will be eligible for slab-based interest rate (The Company shall have the right to change or vary interest rates as and when required due to regulatory directions or company decisions)
Period NOMINAL A.E.R.
01 Year & less than 02 Year 6.50% 6.50%
02 Year & less than 03 Year 7.50% 7.24%
03 Year & less than 05 Year 8.00% 7.43%
05 Year 8.50% 7.34%
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