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Our Products Savings Account

Experience a cool way to save at the convenience of your fingertips with Dialog Finance* Digital Savings Accounts. Make bill payments, scan and pay with LANKAQR codes, withdraw cash from any LankaPay enabled ATM, or even make fund transfers to other bank accounts, while earning attractive interest rates on your savings.

Our completely digitized onboarding process removes the trouble of standing in queues and saves time, making this the most hassle-free account opening process you will experience.

Key Features
Online Account Opening
Quick Fund Transfers
ATM Cash Withdrawals from LankaPay enabled ATMs
Manage ATM Card Through Genie
Make payments conveniently
  • Pay for your shopping at Genie registered vendors
  • Scan and pay directly from your account at LANKAQR merchants
  • Make utility and mobile bill payments with ease
Transfer funds conveniently and securely
  • Receive fund transfers from any type of account
  • Transfer funds from your account to any other bank account
  • Save your money confidently and securely
  • Eligible deposit liabilities are insured with the Sri Lanka Deposit Insurance Scheme implemented by the Monetary Board for compensation up to a maximum of Rs. 1,100,000 per depositor
Manage your ATM card
  • Use your ATM card to withdraw funds from any LankaPay enabled ATM
  • Request for a new card, reset your PIN, or even cancel your card directly through the Genie mobile app
FAQs
What is DF Savings?
It is an innovative digital savings product, which allows you to access your money directly from your mobile phone anytime, anywhere 24*7
Who are eligible for opening the DF Savings account?
18 Years and above individuals (Srilankans citizens only) can open this savings account
How do I open DF Savings account?
  • Download the Genie App from the Google Play Store or App Store and register into the App
  • Click on ‘Open a Savings Account’ and follow the instructions
What are the documents required for opening the DF Savings Account?
Valid ID proof (NIC /PP /DL)

If the mailing address is different from submitted ID proof, any of the following billing proofs, which is not more than 3 months old should be submitted
  • Driving License
  • Utility bill (EXCEPT mobile bill)
  • Bank Statement /Passbook
  • Letter from a public authority
  • Tenancy Agreement
  • Income tax receipt / Assessment notice
How do I deposit money to my DF Savings account?
You can use ‘Add Money’ option under the savings account balance and pull money from your other bank accounts via Just Pay option.
How do I view my account balances?
Log in to the Genie App and view the Savings Account Information page
What are the features include in the DF Savings account?
  • Add money from other banks via Just Pay option
  • Bill payments via savings account
  • ATM card request & management
  • QR / OTC payments via Savings account
  • Transfer money to DFP A/c or other bank A/c
  • View your transaction history
  • Existing customer can link their savings accounts and enjoy the benefits in Genie App
What is the minimum deposit amount required to open a DF Savings account?
There is no minimum deposit amount to open a DF Savings account
What is the withdrawal limit per day?
  • ATM withdrawals LKR50,000/- per day
  • To other banks LKR250,000/- per transaction
  • To DF to DF savings A/c LKR1,000,000/- per transaction
Can I get a physical document for my transactions?
No, you will receive an e-statement at the end of each month
Can I get a certified copy of that e-statement when I needed? How?
Yes.
Customer has to visit the Dialog Finance branch to get the certified copy.
What is the interest rate of this product?
You will eligible for 4.00% p.a. interest rate (The Company shall have the right to change or vary interest rates as and when required due to regulatory directions or company decisions)
When can I start earning interest on my DF Savings account?
From the first date of deposit onwards
How is the interest on my DF Savings account calculated?
Interest is calculated on a daily basis at the end of day balance. This interest will be credited to customers account on every 25th of each month.
Are there any charges applicable for this savings account?
  • LKR20/- apply for all outward CEFT transfers.
  • ATM related charges will apply with effect from 1st April 2021
  • All Bill payments are free of charge
Am I required to maintain a minimum balance in the account?
There is no any minimum balance requirement at present
Can I open a joint savings account?
Currently No, you can only open an individual DF Savings A/c
What are the ATM charges?
  • Withdrawals from other bank ATMs is LKR25/- per transaction.
  • Balance inquiry is LKR7.50
How do I request an ATM card via App?
  • Click on ‘Open a Savings Account’
  • Click on ‘Get your ATM card’
  • Select ‘I need a Dialog Finance ATM card’
  • Choose how you want to get the ATM card
How do I link my card to my savings account?
  • Click on ‘Open a Savings Account’
  • Click on ‘Get your ATM card’
  • Select ‘I already have a Dialog Finance ATM card’
  • Enter your 19 digits ATM card No
  • Validate the OTP
  • Confirm your savings account details
  • Set 4 digits PIN
How do I Reset my PIN?
  • Click on ‘Open a Savings Account’
  • Click on ‘Manage ATM card’
  • Select ‘Reset PIN’
  • Validate the OTP
  • Set new 4 digits PIN
How do I Temporary Block my ATM card?
  • Click on ‘Open a Savings Account’
  • Click on ‘Manage ATM card’
  • Select ‘Temporary card block’
  • Validate the OTP
How do I Unblock my ATM card?
  • Click on ‘Open a Savings Account’
  • Click on ‘Unblock your card to use it’
  • Validate the OTP
How do I Replace my damage ATM card?
  • Click on ‘Open a Savings Account’
  • Click on ‘Manage ATM card’
  • Click on “Request a new card”
  • Select “I have damaged my card”
  • Validate the OTP
  • Click on ‘Request ATM card’
  • Choose how you want to get the ATM card
How do I Permanently block my ATM Card if it’s lost or stolen?
  • Click on ‘Open a Savings Account’
  • Click on ‘Manage ATM card’
  • Click on ‘Report Lost /Stolen card’
  • Validate OTP
  • Click on ‘Request ATM card’
  • Choose how you want to get the ATM card
Where I can use my ATM Card?
Any LankaPay ATM in Sri Lanka
Can I use my card overseas?
No
Can I do POS and online transactions from my ATM card?
No, ATM transactions only
Can I do bill payments via my savings account?
Yes, you can pay your utility bills, telecommunication bills and institutional payments via your savings account
Are there any charges applicable for the bill payments?
No. All bill payments are free of charge.
*Dialog Finance PLC, incorporated on 25th November 1981, is rated AA(lka): Outlook Stable by Fitch Ratings Lanka Ltd and is licensed by the Monetary Board of the Central Bank of Sri Lanka under the Finance Business Act No. 42 2011.
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